Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Tuning Your Social Security Benefit When should you take your Social Security benefit? Is a SEP-IRA Right for Your Business? For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.